Primary Residence Capital Gains Calculator

Guesstimate taxable gains after selling a primary residence.

What are capital gains?

Profit from selling an asset (like stocks or real estate)?

Why are capital gains different for primary residence?

They get preferential tax treatment to promote home ownership and provide relief to home owners.

What is the two-out-of-five-year-rule?

Home owners that live in the house two-out-of-five years before selling the home get a tax exemption.

What is the Tax Exemption for Primary Residences?

As of 2025, married couples get a $500k exemption, while single owners get $250k if they used the property as their main residence according to the two-out-of-five-year-rule.

How much taxes do I need to pay?

Taxes owed will depend on your tax bracket and rate. You can take your taxable gain from the calculator above and input it into our long-term capital gains calculator here.