Long-Term Capital Gains Calculator

Estimate taxes and growth on long-term investments.

What are long-term capital gains (LTCG)

Profits earned from assets held longer than one year (for example, real estate or stocks).

Why use a long-term capital gains calculator?

It can help optimize investment strategies, tax returns, and tax planning.

How are long-term capital gains different from ordinary income?

Capital gains generally have a lower tax rate. More specifically, capital gains tax rates range from 0% to 20%, while ordinary income rates can go as high as 37% (as of 2025).

What is the benefit of LTCG over STCG?

Long-term capital gains (LTCG) get preferential tax treatment over short-term capital gains (STCG). This intentional design is meant to encourage long-term investment and economic stability.