Liquidity Calculator
- DommiesBlessed
- Jan 23
- 1 min read
Updated: Jul 3
Liquidity is the ability to quickly access funds from your assets when you need them.
How do stay-at-home moms use liquidity?
Liquidity can provide a sense of financial security especially during low cash-flow times. Stay-at-home moms can also use it to seize financial opportunities.
How much liquidity do stay-at-home moms need?
Every stay-at-home mom's needs are different and will depend on their financial situation. While stay-at-home moms may not start at desired liquid levels, they may set goals towards them. Some strategies include:
maintaining cash reserves
becoming debt-free
utilizing liquid investments
optimizing cash flow
Why are 3-6 years important?
While the financial community typically mentions 3 to 6 months of liquidity, stay-at-home moms may want to strive for 3 to 6 years. A larger runway can better support her child-led lifestyle and career as a mom.
