We're guessing you spend about $2,000 a month on groceries. With cash back cards you could be earning around $60 or more a month (depending on your food spend). We browsed the web for the best cash back cards specifically for groceries. Here's our list...
Credit Card | Rewards |
American Express Blue Card Preferred | -6% on groceries up to $6,000 spend per year. -$95 annual fee after the first year. -Doesn't include superstores, convenience stores, warehouse clubs, and meal-kit delivery services. |
AAA Daily Advantage Card | -5% up to $500 earn per year, then drops to 1%. |
Prime Visa | -5% cash back on Amazon, Whole Foods, and Amazon Fresh. -Requires an Amazon Prime membership. -This benefit is in addition to in-store promotions. -Rewards do not include purchases of Whole Foods Market products and services through third-party sites such as Eventbrite, Instacart, Google Express, and Shipt. |
Robinhood Gold Card | -3% cash back on everything. -Requires a Gold membership. |
Savor Rewards | -3% on groceries. -Excludes superstores including Walmart and Target. |
Aspire | -3% on groceries. -Has a super low credit limit of $1,000. |
BMO Cash Back | -3% cash back up to $2,500 spend per quarter, then drops to 1x. |
Fortiva | -3% on groceries. |
American Express Blue Cash Everyday | -3% on groceries up to $6,000 spend per year, then 1%. |
If you too are interested in using cash back credit cards, always pay the entire balance. This way you get to reap the full benefits of the card. Some cards rescind points if the minimum payment is not paid. They may also stop your ability to accrue points in the future.
Finally, companies change their offerings frequently. So please check with each institution for their most up-to-date rewards.
Happy Savings!!
