Energy Credit Union
Locations in Boston:
1
What We Love...
Generous rates.
Interest earning checking account.
Deposits are fully insured by the National Credit Union Share Insurance Fund and the Massachusetts Share Insurance Corporation (MSIC).
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What We Don't...
Tiered savings rate (the more money you have the higher the savings rate).
Requires a $10 share deposit to become a member (other Boston credit unions offer $5 shares).
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Rates
Below are the rates we think you should know:
CD | Savings | Checking |
|---|---|---|
3.76% | 0.10% - 0.25% | 0.05% |
Rates can change at any time. Please check with each institution for current details. Last Updated: November 30, 2025
Cash Bonus?
Unknown
Abandonment Fee?
Unknown
Research Fee?
Unknown
Summary
Energy Credit Union is a pretty small institution with less than 6,000 members as of December 2023. There is only one branch in Boston's West Roxbury, the other is located outside of Boston in Peabody, MA. Despite the limited branches, Energy Credit Union relies on an extensive ATM network to allow members convenient access to their monies. Membership is limited to National Grid of New England retires, employees, and their families. Members can also live or work in Suffolk, Norfolk, Middlesex, or Essex county.
History
Energy Credit Union was founded in 1931. This means it will be celebrating its 100th year as a credit union soon.