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Banking In Boston

Boston is home to some pretty popular banks, but those big names do not always reap the best rewards. Below you'll find the top savings, checking, and certificate deposit accounts in the city.

Working from Home

Merrimack Valley Credit Union

4.23%

High Earning CD

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APY
Institution
4.07%
River Works Credit Union
4.00%
Chase Bank
4.00%
Leader Bank
4.00%
American Eagle Federal Credit Union
4.00%
Mass Bay Credit Union
4.00%
Boston Firefighters Credit Union
3.90%
Brookline Bank
3.90%
Needham Bank
3.80%
Citizens
3.80%
Dedham Savings Bank
3.76%
Energy Credit Union
3.75%
The Cooperative Bank
3.75%
Cambridge Savings Bank
3.75%
Santander Bank
3.70%
Hingham Institution for Savings
3.70%
Berkshire Bank
3.65%
BrightBridge Credit Union
3.65%
Metro Credit Union
3.59%
Members Plus Credit Union
3.56%
First Priority Credit Union
3.55%
Eastern Bank
3.55%
600 Atlantic Federal Credit Union
3.50%
PNC Bank
3.50%
M&T Bank
3.50%
Tremont Credit Union
3.50%
Salem Five
3.50%
Hanscom Federal Credit Union
3.45%
First Citizens Bank
3.45%
HarborOne Bank
3.35%
Bank of America
3.25%
Eagle Bank
3.25%
Taupa Lithuania Federal Credit Union
3.25%
TD Bank
3.24%
Wells Fargo
3.15%
Webster Bank
3.00%
City Of Boston Credit Union
2.75%
Rockland Trust
1.30%
OneUnited
0.30%
Commonwealth Bank

Rates can change at any time. Please check with each institution for current details. Last Updated: January 31, 2026

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Bear Market

Some CD, savings, and checking account rates (in Boston) are falling.

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