City Of Boston Credit Union
Locations in Boston:
16
What We Love...
Deposits are fully insured by the National Credit Union Administration (NCUA) and the Massachusetts Share Insurance Corporation (MSIC)
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What We Don't...
Low rates
Some CDs can only be opened in person
Can be difficult to get person on phone.
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Rates
Below are the rates we think you should know:
CD | Savings | Checking |
|---|---|---|
3.00% | 0.10% | 0.05% |
Rates can change at any time. Please check with each institution for current details. Last Updated: November 30, 2025
Cash Bonus?
Abandonment Fee?
$75 for abandoned account, and $2/month for dormant checking account
Research Fee?
unknown
Summary
The City of Boston Credit Union has the most locations (16) in Boston compared to other credit unions in the city. Each location is strategically placed near the highway or nestled in a central part of the neighborhood in order to conveniently serve its membership.
History
The City of Boston Credit Union was founded by a Boston mayor, James Michael Curley, in 1915. According to their website, it was one of the first in the nation. Curley prided himself on getting things done. Since banks were ignoring the working class, immigrants, and diverse population - he created a credit union that would serve them.
Source: City Of Boston Credit Union