Banking in Boston

Boston is home to some pretty popular banks, but those big names do not always reap the best rewards. Below you'll find the top savings, checking, and certificate deposit accounts in the city.

Merrimack Valley Credit Union

4.23%

High Earning CD

APY	Institution
3.65%	BrightBridge Credit Union
3.65%	Metro Credit Union

Institution	Savings APY
Chase Bank	0.01%
M&T Bank	0.01%
Rockland Trust	0.01%
Wells Fargo	0.01%
Eastern Bank	0.01%

Featured Checking

Needham Bank

Earns Interest | No Maintenance Fees

Institution	No Maintenance Fees	Direct Deposit Not Needed
River Works Credit Union	✔️	✔️
Salem Five	✔️	✔️
Tremont Credit Union	✔️	✔️
Webster Bank	✔️	✔️

Rates can change at any time. Please check with each institution for current details. Last Updated: January 31, 2026

Bear Market

Some CD, savings, and checking account rates (in Boston) are falling.

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Banking In Boston

Rates can change at any time. Please check with each institution for current details. Last Updated: January 31, 2026

Boston CD Rates (History + Predictions)

CD Comparison Calculator

Which Boston Bank Has The Highest CD Rates?

Highest Savings Account Rates (In Boston)

Hanscom vs Navy Federal Credit Union

Interest Earning Checking Accounts (In Boston)